Did you know that? APRIL Marine is an insurance broker, but also a financing broker. For several years now, this company has been wearing this double hat. And as in the insurance business, it can seek out the best insurance policies and create its own products, it does the same with banks to offer the best financing to its yachting customers.
When you think of boat financing, you imagine financing a new boat with a leasing or loan system. In addition to boat financing, APRIL Marine can help you renovate or re-equip your boat with an ideal financing product adapted to your needs.
The Yacht Loan for investments
Boats are getting older and require constant investment. More and more sales are of second-hand boats that often require renovation. Whether the engine needs to be changed, sails are tiring, the trailer is rusting, a new engine for more power, new fittings, new generation on-board electronics, new upholstery for your comfort, an electric windlass for mooring, a bow thruster for manoeuvring in port... For these expenses, APRIL Marine offers the "Crédit Plaisance".
This is not a consumer loan, but a line of credit that can be used to carry out work. Of course these will require a justification (invoice or bill of sale) to set up the credit. This financing starts at 1500 euros with no upper limit.
By using APRIL Marine's services, you save time by avoiding the need to go to banks to compare offers. Asking APRIL Marine once means comparing 4 banks at the same time. APRIL Marine negotiates the best rates according to the amount to be borrowed, the property to be financed and the term. It compares and selects the best offer for you and remains your sole interlocutor.
A few examples
| Purchase price | refund/month | Duration | |
| Trailer | 3,000 euros | 58.43 euros | 60 |
| Depth sounder | 5,269 euros | 89.28 euros | 72 |
| Annex+ engine 9.9 hp | 3999 euros | 77.89 euros | 60 |
| Bow thruster | 3429 euros | 66.79 euros | 60 |
Credit characteristics
| Minimum amount to be financed | 1500 euros |
| Contribution | from 0 euros |
| Duration of funding | from 1 to 10 years |
A credit commits you and must be repaid. Check your ability to repay before committing yourself.
During the Cannes and La Rochelle fairs (September 2017), take advantage of incredibly low rates on Lease with Purchase Option (LOA) and Pleasure Craft Credit and brokerage fees offered on your financing file.
